Conventional, FHA, and VA Loans in Florida
Purchase Loans and Refinance Loans


Welcome to the official site of Best Mortgage Option. We are a full-service mortgage broker based in Fort Lauderdale, Florida. We specialize in Conventional, VA, FHA, Jumbo, and USDA loans, which include Renovation and Construction loans. We also offer non-traditional mortgage products, such as Bank Statement Loans, Debt Service Coverage Ratio Loans (DSCR), Fix and Flip, Stated Income,  Foreign National, and P&L. (profit and loss). Whether you are buying a home, refinancing a home, or building one anywhere in Florida, call us!  We can help you realize your dream of home ownership, help you save money on your current loan, or get you the cash you need to pay off debt or repair your home. We are proud affiliates of the Homes for Heroes program; contact us for details on this amazing program that gives discounts and rebates to all Military, First Responders, Healthcare Workers, and Teachers! We also offer the Hometown Heroes program, which can give you 5% up to 35K as down payment assistance when funds are available! You must be a 1st time Home buyer, live and work in Florida, and meet all other qualifications. (first-time homebuyer requirement waived for military)

Conventional, FHA, VA, and USDA are the most popular Purchase and Refinance loan programs. We also offer alternative programs. Whether it's your primary home, an investment property, or a second home, we have you covered. We get you ready to close fast! Our current average loan submission to clear to close time is 12 days! 

We offer a wide range of both Purchase and Refinance options designed to meet the needs of local borrowers best. Whether you're looking to buy, or for cash out, or to just get a better rate and term, we can assist you. Here are some of the Purchase and Refinancing Programs

Conventional - FHA- USDA - VA - FHA Streamline - FHA Cash Out - FHA 203k -  VA Streamline - VA Cash Out - Jumbo - DSCR - Bank Statement- P&L - Foreign National

Contact Best Mortgage Option today to discuss your loan options and determine which loan program best suits your needs.
Click the purchase home or refinance your mortgage icons above to get started!

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